fintech utilities
- Historical lendingclub data and analysis
Observations from retrospective analysis of the lendingclub data:
- Borrowers with certain loan purposes have defaulted more than others.
- Borrowers from certain states have defaulted more than others.
The purpose of these utilities are for historical analysis only. The standard disclaimers apply:
- Use at your own risk.
- Past performance is not indicative of future performance.
For further reference