hl7au/au-fhir-base

Support for Health Insurer (private) identifier

Opened this issue · 8 comments

dt-r commented

Need to define how to support unambiguous identification of a private health insurer that is registered in Australia. This requirement is to support ordering and billing.

This requirement is surfaced from the Draft Diagnostic Requests work, see Diagnostic Coverage Profile.

The ATO set of ids is a candidate set of identifier values e.g. HCF or NTF. The set of ATO managed ids can be seen from the consumer site here: https://privatehealth.gov.au/dynamic/insurer

  1. Is there another identifier in use for this besides ATO IDs?
  2. To progress ATO ID, needs:
    1. Identifier profile in AU Base
    2. system url to be agreed - one of:
      1. ATO url
      2. HL7 AU url
      3. ADHA issued url

In the Coverage resource this identifier can be used in Coverage.payor.identifier and Coverage.identifier.assigner to identify the private health insurer.

See example Coverage resource for private health insurance: Coverage/private. When an identifier type for private health insurers is defined this example can be updated.

NOTE: Support is already present for a patient's individual private health insurance number.

dt-r commented

@davidmckillop, @robeastwood-agency, @dbojicic-agency - request input from Agency on defining this Identifier type.

After further discussions with Sonic and Healius, it is understood that private insurance is actually used for Diagnostic Requests, this is more for theatre bookings. If private insurance covers the diagnostic service, the patient would self pay and then claim back through their private insurance.

Therefore, I suggest we remove insuranemembernumber slice from the Diagnostic Coverage profile.
cc @gonatf @angusmillar

Having said that, for theatre bookings Genie is currently using the ATO ids from https://privatehealth.gov.au/dynamic/insurer. Currently Genie uses the existing AU Insurance Member Number profile (http://hl7.org.au/fhir/4.1.0/StructureDefinition-au-insurancemembernumber.html) with a system url of
https://privatehealth.gov.au/insurer/{ATO ID}/member/memberid
It would be good to have this defined in AU Core

BTW, while we are looking at system urls for private insurance member number, we may want to consider a system URL for the private insurance organisation them selves. For example in Coverage Genie uses an Identifier in the Payor element rather than a reference. For example:

dt-r commented

This issue is looking at the payor identifier, i.e. the health insurer, not the private insurance member number.

To uniquely identify the payors, ATO ID, is considered - is there any other identifier that is relevant? Based on the identifier chosen the url needs to be defined, it it's the ATO ID then it could be an ATO url, or an HL7 AU url, or an ADHA-issued url since ADHA registers some health related identifier namespaces for identifier systems like medicare numbers.

system = "https://privatehealth.gov.au/dynamic/insurer" is the consumer facing website - it isn't the identifier system caononical url for Australian Tax Office issued IDs for registered private health insurers so we need to solve that if this identifier is to be used.

If there's a need for an identifier system that is the equivalent of an ABN-scoped identifier for MRNs (http://ns.electronichealth.net.au/id/abn-scoped/medicalrecord/1.0), but is maybe the ATO-scoped identifier for private health insurance member numbers then we should create a separate GitHub issue to look at that and request something from the Agency to support that.

@dt-r, did a bit of a search around for any private health insurer identifiers other than the ones assigned by ATO.
From what I found, ATO assigns private health insurer identifiers to 'complying' policies only (can be claimed in a tax return).

Services Australia (SA) maintains a list of private health insurers: https://www.servicesaustralia.gov.au/private-health-insurers-functions-and-contact-details?context=22886#a1, with some differences noted differences between the ATO and the SA lists, e.g. Defence Health Limited ID "DHF"(SA) and "AHB" (ATO).

Propose an ADHA-issued url for the (non-ATO) specific health insurer identifier in Australia:

Proposed namespace
http://ns.electronichealth.net.au/id/private-health-insurer-id
Description
This namespace is used for identifiers assigned to a private health insurers registered in Australia.
In OID-based systems use 1.2.36.1.2001.1005.xx (to be progressed within Agency)

It looks like the suggestion is to not use the ATO list but to use the Services Australia list of identifiers. But @dbojicic-agency are they the same set of entities?

I'm not concerned with the IDs being different when there are two separate issuing entities - the real world entity is the same but there are two different identifiers that could be used?

In either case (ATO issued identifier, Services Australia issued identifier) I think the URL needs to declare what it is. If it is the ATO list it should have something in the URL that states that. If it is the Services Australia list then the identifier URL should be clear on that.

From Timothy.Panoho@act.gov.au
Private Health Insurer comments.

From an EMR perspective will always differ from the private companies and practice software and workflow will be fairly different.
I think that having a list / directory of private health insurers is good, the model for requesting this information (like HI Service for IHI validation) sounds like a process heavy workflow/activity but possibly resolves our data quality issues in software. Currently we get a manual file from Service Australia (made up of the Eclipse 3 acronym codes) we do not use ATO lists. We manually extract and upload into our Power Billing system (PBRC for Billing).
Discussing with the billing team another field that would benefit from this type of billing workflow is the validation of Medicare numbers.
The specific fields that we send to our billing systems include (NIB is a live company but I will not include PHI/PII) I think that the most valid component would be the Insurance Company and how to standardise:

  • Insurance Company
    • ID: NIB
    • Name: N.I.B. HEALTH FUNDS LTD.
    • Address: LOCKED BAG 2010 NEWCASTLE 2300
    • Phone: 02 4921 2428
  • Effective Dates
  • Plan Type: HealthFund /Insurer
  • Name of client (patient name)
  • Issured Relationship: Self
  • Policy numbers
  • Company Plan Code
  • Coverage Types
  • Verification Status

F2F comment - confirm plan for this item; would be good to confim services Australia plans to publish this list into the future