not-a-bank/open-banking-tracker-data

Model challenger bank licensing

Opened this issue · 2 comments

Proposal

licensing: [
  {
    "status": "acquired",
    "countries": "AU",
    "date": "2018",
    "type": [
      "non-cash-payments-retail",
      "non-cash-payments-wholesale",
    ],
    "article": {}
  }
]

What are the different status options?

  • acquired
  • applied

for status:
authorised
withdrawn
add a date (resolution day, like Feb 1, 2018) for each, to know what the active status is.

To add als the country of the regulator that authorised.

I would also add a "usage" flag, to specify in what countries they offer services, but this is harder to asses. Nobody outside Germany knew N26 offers overdraft for example.

This also needs to be aligned with the TPP licensing model