Great money app for people who are bad with money.
Mint == good for people who are good with money. SpendLight == good for people who need a clear, actionable plan to spend less.
Rationalized spending non-existant money
BUT it's not primarily a tech problem.
SpendLight focuses on identifying and correcting the thoughts and habits that lead to overspending.
Need to get a handle on what she's thinking when she decides to buy 5 dozen egges at a time for our family of 5.
So what does SpendLight provide.
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It's specific. We're looking for areas to improve, so we won't be vague. Here I'm going to enter "Trader Joes" to reinforce the mental connection.
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Second, it prompts you to rationalize and evaluate your spending. Dollar amounts don't tell the story. My wife can spend $80 at Costco and that can be wise spending. Depending on the circumstances, that may have been really dumb.
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It encourages discipline and patience. Don't borrow from next weeks' budget. Just wait.
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Lastly, it's a team effort. Realistically, you want to pair up a poor spender with a disciplined one.