Credit-Card-Routing-for-Online-Purchase-via-Predictive-Modelling


Methodology: CRISP-DM (Cross Industry Standard process for Data Mining)

  1. Problem : Help the business to automate the credit card routing via a predictive model. Such a model should increase the payment success rate by finding the best possible PSP for each transaction and at the same time keep the transaction fees low. Data Set: The data set and all relevant information from the business side (name of PSPs, transaction fees) are given in a separate *.zip folder, which is available in myCampus, under the section Case Study.

  2. Data Gathering :

  3. Data Cleaning : Removed the Duplicates in the data and handled null values in the data.

  4. Data Preparation : Created new business faturesd based on the data analysis and the features.

  5. Modelling : Used Logistic Regression, Decision tree, Random Forest, XGBoost models

    -Why These multiple models?
    Answer) Usually, we try simple model to complex model and look the metrics for understanding right model.

  6. Deployment

  7. maintainence.