SIP Calculator
Use this to understand your investment goals and calculate profits and annual corpus.
Just not think about investment, Do it ! 🏍️
How Should you run this.
- update the values according to your plan in app.js
- Run the app on CLI
node app.js
- Find the calculated file in the source of this app to clarify your investment plans for longterm.
| Year | Age | Opening Balance | Investment (monthly) | Interest (%) | Total Invested | Interest Earned | Closing Balance | Yearly Increment |
|---|---|---|---|---|---|---|---|---|
| 1 | 25 | 0 | 3,000 | 13.14 | 36,000 | +4,730 | 40,730 | 0 |
| 2 | 26 | 40,730 | 4,000 | 13.14 | 48,000 | +11,659 | 100,389 lakh | 1000 |
| 3 | 27 | 100,389 lakh | 5,000 | 13.14 | 60,000 | +21,075 | 181,464 lakh | 1000 |
| 4 | 28 | 181,464 lakh | 6,000 | 13.14 | 72,000 | +33,305 | 286,769 lakh | 1000 |
| 5 | 29 | 286,769 lakh | 7,000 | 13.14 | 84,000 | +48,719 | 419,488 lakh | 1000 |
| 6 | 30 | 419,488 lakh | 8,000 | 13.14 | 96,000 | +67,735 | 583,223 lakh | 1000 |
| 7 | 31 | 583,223 lakh | 9,000 | 13.14 | 108,000 lakh | +90,826 | 782,049 lakh | 1000 |
| 8 | 32 | 782,049 lakh | 10,000 | 13.14 | 120,000 lakh | +118,529 lakh | 1,020,578 lakh | 1000 |
| 9 | 33 | 1,020,578 lakh | 11,000 | 13.14 | 132,000 lakh | +151,448 lakh | 1,304,026 lakh | 1000 |
| 10 | 34 | 1,304,026 lakh | 12,000 | 13.14 | 144,000 lakh | +190,270 lakh | 1,638,296 lakh | 1000 |
| 11 | 35 | 1,638,296 lakh | 13,000 | 13.14 | 156,000 lakh | +235,770 lakh | 2,030,066 lakh | 1000 |
| 12 | 36 | 2,030,066 lakh | 14,000 | 13.14 | 168,000 lakh | +288,825 lakh | 2,486,891 lakh | 1000 |
| 13 | 37 | 2,486,891 lakh | 15,000 | 13.14 | 180,000 lakh | +350,429 lakh | 3,017,320 lakh | 1000 |
| 14 | 38 | 3,017,320 lakh | 16,000 | 13.14 | 192,000 lakh | +421,704 lakh | 3,631,024 lakh | 1000 |
| 15 | 39 | 3,631,024 lakh | 17,000 | 13.14 | 204,000 lakh | +503,922 lakh | 4,338,946 lakh | 1000 |
| 16 | 40 | 4,338,946 lakh | 18,000 | 13.14 | 216,000 lakh | +598,519 lakh | 5,153,465 lakh | 1000 |
| 17 | 41 | 5,153,465 lakh | 19,000 | 13.14 | 228,000 lakh | +707,124 lakh | 6,088,589 lakh | 1000 |
| 18 | 42 | 6,088,589 lakh | 20,000 | 13.14 | 240,000 lakh | +831,576 lakh | 7,160,165 lakh | 1000 |
| 19 | 43 | 7,160,165 lakh | 21,000 | 13.14 | 252,000 lakh | +973,958 lakh | 8,386,123 lakh | 1000 |
| 20 | 44 | 8,386,123 lakh | 22,000 | 13.14 | 264,000 lakh | +1,136,626 lakh | 9,786,749 lakh | 1000 |
| 21 | 45 | 9,786,749 lakh | 23,000 | 13.14 | 276,000 lakh | +1,322,245 lakh | 11,384,994Cr | 1000 |
| 22 | 46 | 11,384,994Cr | 24,000 | 13.14 | 288,000 lakh | +1,533,831 lakh | 13,206,825Cr | 1000 |
| 23 | 47 | 13,206,825Cr | 25,000 | 13.14 | 300,000 lakh | +1,774,796 lakh | 15,281,621Cr | 1000 |
| 24 | 48 | 15,281,621Cr | 26,000 | 13.14 | 312,000 lakh | +2,049,001 lakh | 17,642,622Cr | 1000 |
| 25 | 49 | 17,642,622Cr | 27,000 | 13.14 | 324,000 lakh | +2,360,814 lakh | 20,327,436Cr | 1000 |
Roadmap
- Support longterm investment plans and calculate increasing investment amount.
- Interactive Questions on CLI for better experience.
Ideas and Pull Requests are most welcome.