Given historical data on loans given out with information on whether or not the borrower defaulted (charge-off), a model is built to predict whether a borrower will pay back their loan. This would be useful to decide whether a future customer would be able to pay back the loan based on their conditions
This study uses a subset of the LendingClub DataSet obtained from Kaggle: https://www.kaggle.com/wordsforthewise/lending-club
Please check the PredictLoanPaybackModel.ipynb file for details