结算方式
02 支票 以支票支付 CV07.10.004 医疗费用结算方式代码表
03 汇款存款 以汇款、存款支付 CV07.10.004 医疗费用结算方式代码表
04 内部转账 以内部转账方式支付 CV07.10.004 医疗费用结算方式代码表
05 单位记账 以单位记账方式支付 CV07.10.004 医疗费用结算方式代码表
06 账户金 以账户金支付 CV07.10.004 医疗费用结算方式代码表
07 统筹金 以统筹金支付 CV07.10.004 医疗费用结算方式代码表
08 银行卡 以电子现金（IC卡）支付 CV07.10.004 医疗费用结算方式代码表
99 其他 其他无法按上述类别归类的支付方式 CV07.10.004 医疗费用结算方式代码表
01城镇职工基本医疗保险CV07.10.003医疗费用来源类别代码表
02城镇居民基本医疗保险CV07.10.003医疗费用来源类别代码表
03新型农村合作医疗CV07.10.003医疗费用来源类别代码表
04贫困救助CV07.10.003医疗费用来源类别代码表
05商业医疗保险CV07.10.003医疗费用来源类别代码表
06全公费CV07.10.003医疗费用来源类别代码表
07全自费CV07.10.003医疗费用来源类别代码表
99其他CV07.10.003医疗费用来源类别代码表
“信用支付”是针对企业或者个人消费者推出的一项金融服务，可以简单的理解为以后买东西可以先赊账，然后再慢慢还钱。服务提供方会利用大数据技术分析每一个用户的信用情况，再根据具体的信用等级，设定不同的信用支付额度，初步的设计是在200至5000之间。
由于我国信用卡的普及较国外落后很多，受益于移动互联网的黄金10年，移动支付的便利性和普及度已经让现如今人们只需带一部手机出门便可以解决日常90%以上的支付问题，甚至买菜买水果、水电、燃气、看病就医等等社会消费都可以用移动支付解决。由于并不是从信用卡支付演化出完善的信用体系，“信用支付”主要面向移动领域，首要解决的是用户移动支付的需求，然后才是信用支付的需求。
支票、信用卡背后是强大的社会信用体系、金融安全和消费保障，其现金交易电子化功能不过是附带的便利。而手机支付不过是现金交易电子化的一种技术手段而已。以手机支付嘲笑信用卡过时落后，就如取笑科学家补锅手艺不如铁匠。
早在八十年代就發行信用卡了，只是接受信用卡支付的商戶不多而已。因為商戶要承擔從0.01%到0.2%不等的費用，看行業不同。目前中國發行的信用卡數量是全世界的總和。信用卡的服務商是商戶而不是銀行！幾乎每台手機都可以接受信用卡而且收款的可以是您自己的借記卡賬戶。很重要的一點，帳款秒到！
说真的, 路边买个煎饼,我才不关心是信用卡还是借记卡呢, 只要能快速支付就好了.
一、基本情况及特点。
（一）基本情况。
2014年3月份，**人民银行下发文件《**人民银行支付结算司关于暂停支付宝公司线下条码（二维码）支付等业务意见的函》，紧急叫停腾讯、支付宝的虚拟信用卡产品。随后，国内各大电商纷纷绕过银行，推出互联网个人信用支付产品。
当前的互联网个人信用支付产品主要有京东白条、蚂蚁花呗、任性付、唯品花（见表1）。
“医信付”是由杭州市卫计委、市发改委联合杭州市民卡有限公司，共同推出的“信用惠民”服务在智慧医疗结算中的应用。当在自助机结算时账户余额不足，可以使用授权的“医信付”信用额度完成诊疗过程中自费不足部分的补充支付，后续再通过各个还款渠道对市民卡账户进行还款，实现“先诊疗后还款”，免去因余额不足造成结算失败的烦恼。
已开通市民卡智慧医疗结算功能（市民卡智慧医疗自助机可开通），并且杭州市基本医疗保险（含区县）正常参保的成人居民，持市民卡，都可以开通“医信付”服务，首次开通即享1000元额度，10天免息期。
1.诊疗结束后，在就诊医院内通过市民卡智慧医疗自助机、人工服务等对市民卡账户充值，即优先用作还款，如账户余额足够还清欠款，每天24点系统自动将您的账户余额转入欠款账户，还款成功会以手机短信形式通知。（注意：若卡内余额小于欠款总额将不进行自动还款）。
2.通过杭州市民卡APP还款，点击【医信付】功能页面，进入到医信付首页，点击【还款】按钮，根据系统提示进行操作。可通过银行卡、市民卡余额等渠道即时还款。
“医信付”免息还款期为10自然日（从刷卡日开始计算），发生欠款时即以短信、APP推送形式通知到您。10日后未还款计收利息，采用分笔计息模式，即对每一笔欠款分别计算免息到期日和利息。逾期利息按每日未还欠款本金和逾期利息余额的0.048%逐日计收逾期利息，直至欠款本金和逾期利息清偿完毕。
关于征求《关于印发<杭州市创新智慧医疗信用支付推进“信用杭州” 建设工作方案(试行）>的通知》意见的公告
信用医疗支付主要适用于医保没有余额和看病自费人群。而据相关统计，每年三四月份，在医保新年度之前，到医院里看病的患者中七八成医保里已经没有余额。
当医保病人遇到余额不足时，无法完成诊间结算，必须到自助机上或人工窗口完成缴费。如果签约信用医疗之后，电脑将依次自动检测医保、支付宝内余额，若余额不足，“花呗”先行垫付。
“此举将为病人节约不少时间。”以全市年门诊量9000万人次计算，如果其中1000万人次的患者签约“信用就医”，以每人每次节约5分钟计算，一年就可节约830000小时。
信用医疗”设计有“绑定”功能，可由子女用支付宝绑定父母的医保帐号，老年人这边看完病，系统就可直接在子女的支付宝上扣除医疗费。同样，家长也可以在手机上绑定年幼孩子的医保帐号。
按“信用医疗”有关规定，芝麻信用满650分的用户，还可小额(1000元以内)医疗费用先诊疗后付费。垫付部分由“花呗”支付，有免息还款期，每个月会在还款日提醒用户还款。恶意拖欠，会对个人信用造成影响。
“信用医疗支付”，就是用户先在手机上完成“信用医疗”签约：在“城市一账通”APP的“医疗健康”中选择“信用医疗”，点击签约，开通“支付宝信用支付”，即完成签约；或者支付宝上直接扫二维码，进入签约页面。“信用医疗”用户今后在市中医院就诊可实现支付宝免密支付，挂号、检查、取药每项费用，都将通过支付宝自动扣费。
一对30多岁的年轻夫妇正在看骨科。丈夫表示在门诊大厅门口看到过医疗信用支付的宣传：“我们医保卡里有钱，用不到信用医疗支付，如果卡里没钱了，可能会考虑使用。”
一位60多岁的女士也表示知道信用医疗支付，但不知道怎么用，不会特意让孩子去帮忙下载，“因为不想总往医院跑啊，下载这干嘛呢！”
还有一对60多岁的夫妇正在宁波市中医院门诊大厅的自助机上使用支付宝付费。丈夫说：“我们的医保卡里没钱了，所以选择用支付宝付款。我觉得用自助机付款已经很方便了，不会再特意去签约。”
50多岁的王女士听记者讲述了信用医疗支付的操作方法后，也表示很方便，但还是有担心。“其实，‘先看病后付款’之后，还是要向支付宝‘花呗’还钱，就像还信用卡一样，怕忘记。如果我手头有钱，肯定不会选择先看病后付费，一次性搞定，没有后顾之忧。”
为什么大家并不青睐信用医疗支付呢？宁波市中医院信息科科长叶春君分析认为主要有三方面原因：
签约渠道还不够多。目前信用医疗支付签约的渠道只有“城市一账通”APP和支付宝上直接扫二维码两种，相对来说，渠道还不多，很多人不知道哪里可以签约。为了增加宣传力度，宁波市中医院于半个月前在医疗费结算凭证上印上信用医疗支付的二维码，好让更多人知道。
到医院看病的群体还是老年人居多，他们对网络的接受程度还不是很高。尽管可以由子女代为绑定，但这样一来就嫌麻烦了。
目前医院推行挂号、付费自助机多年，有很好的使用基础。自助机上除了使用医保卡支付，也可以使用支付宝、微信等第三方支付，同样很方便。
- 上海复旦大学附属华山医院
- 宁波市中医院
- 广州妇儿中心
- 湖北省襄阳市中心医院
- 浙江大学医学院附属第二医院长兴院区
- 淮北市市属公立医院(首批面向**好人榜好人，市级以上(含)授予的道德模范、优秀共产党员，获得市级以上(含)荣誉的企业法人代表和个人,献血8000毫升以上人员，即对这部分人群，就医住院时不再需要缴纳任何押金费用，出院时按实际发生费用依程序结算即可。 )
- 广州医科大学附属第二医院、广州医科大学附属第一医院、中山大学附属第六医院、广州中医药大学第一附属医院、暨南大学附属第一医院、广州市第一人民医院、广州市红十字会医院、广东药科大学附属第一医院、珠海市人民医院、广州市第十二人民医院、广州市番禺区何贤纪念医院、连州市人民医院。
12月15日12:00，随着第一辆驶入机场高速的司乘人员车牌支付成功，标志着机场高速郑州南收费站、机场收费站北口、机场收费站南口通行费征收实现支付宝信用支付——车牌支付（信用付）与银行卡闪付。
车牌支付功能是车主在支付宝芝麻信用分值高于550分值的基础上，在支付宝“高速纵横”生活号内注册，将自己的车牌号与支付宝账户绑定，在驶出高速时无须拿出手机进行扫码支付操作，而是提交通行卡后，由支付宝客户端自动代扣通行费用。当个人支付宝账户余额不足时，支付宝客户端将进行预付，确保通行费安全收回。银行卡闪付功能是车主提交通行卡后，用卡身有“闪付”标识的银行卡在支付终端前“挥一挥”即可完成小额通行费免密支付。（中原高速）
近几年来，我国经济高速发展，随之而来的各种高科技领域都快速发展，在智能手机问世后，移动支付，网上购物，快递行业也随之兴起，提到移动支付，就不能不说支付宝和微信付款这两大领导者。
微信与支付宝有所不同，虽然两者都具有支付的功能，但通过它们的名字，我们也能猜到它们的主要功能，微信是以通讯为主的应用程序，而支付宝主要以移动支付为主要功能。最近，微信出了一项新的功能，叫做“微信支付分”。
“微信支付分”您听说过吗？据了解，微信有了一款新的功能，即与信用有关的微信支付分，所谓微信支付分，与用户的身份特质，支付行为，守约历史都有一定的关系。每个人都可以开通一个微信支付分。
据报道，目前微信支付分正在测试阶段，微信支付分相当于支付宝芝麻信用，通过一些小程序可利用微信支付分申请免押金租借充电宝。
虽然模式相似，但细心比较后，还是能看出一些不同，比如，微信支付分刚刚开始发展，然而支付宝的芝麻信用已经存在许多年，各个方面都已经比较完善，相较于微信支付分，芝麻信用存在很大的优势。
由于微信支付分目前为止仍然处于测试阶段，有些人可以开通微信支付分，有些人不能开通，这都是正常现象，不能开通的宝宝们也不要心急，最后，小编也想要提醒大家一句，要注意保护自己的隐私哦！
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CareCredit offers healthcare financing for consumers through a network of over 175,000 providers. Founded in 1987, CareCredit was initially offered to doctors to help their patients pay for new dental implant technology. Continued advancements in technology, and procedures that are often not covered or fully covered by insurance, have created new choices for care, increasing the demand for financing options. CareCredit is a healthcare credit card that can be used as a payment option for certain expenses not covered by insurance or to bridge situations when desired care exceeds insurance coverage. CareCredit is offered primarily for:
•Dentistry •Vision correction •Veterinary medicine •Hearing care •Cosmetic treatments and surgery
公司网站 http://www.carecredit.com
Whether it's a routine checkup or emergency surgery, you shouldn't have to worry about how to get the best medical care for the pet you love. That's why we're pleased to offer CareCredit®, North America's leading client payment program. CareCredit lets you say "yes" to the best treatment for your pet immediately, and pay for it over time with low monthly payments that fit easily into your budget.
Like a credit card, but better. CareCredit works just like a regular credit card, but without high interest rates, annual fees or pre-payment penalties. CareCredit offers no-interest and low interest payment terms, zero hidden fees, and low minimum monthly payments. You can use your CareCredit card over and over for all your pet's follow-up care as well as annual exams and vaccines. So you can focus on what really matters, like playing fetch and learning new tricks.
- Enjoy low minimum monthly payments
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We offer our clients a variety of payment options, including CareCredit and some pet health insurance plans. Please see a full list of all available options below.
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We also accept CareCredit. Learn more about CareCredit.
Dental treatment is an excellent investment in an individual's medical and psychological well being. Financial considerations should not be an obstacle to obtaining this important health service. Being sensitive to the fact that different people have different needs in fulfilling their financial obligations, we provide the following payment options.
Flexible Monthly Payment Option
With our convenient payment plan administered by CareCredit, you can have the smile of your dreams today. CareCredit, the nation's leading patient payment program, enables you to finance 100% of your dental care with NO money down, NO interest, no upfront costs, no annual fees, and no pre-payment penalties. So, begin your treatment TODAY!
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Care Credit can be used by the entire family for ongoing treatment without having to reapply. Care Credit offers a comprehensive range of plan options, for treatment or procedure fees from $1 to over $25,000, and it only takes a few minutes to apply for CareCredit. To learn more about CareCredit, call 1-800-839-9078, or visit their web site at <%= link_to("www.CareCredit.com") %>
Payment in Full - Ask about our 5% courtesy discount for payment in full at the start of treatment for procedures over $1000.
We Accept Visa and Master Card.
<%= image_tag("visa.gif")%><%= image_tag("master.gif")%>
Patients Who Have Dental Insurance - We welcome dental insurance including SoonerCare. We will be happy to answer all of your questions and call your insurance provider to verify benefits.
As a courtesy to you, we are happy to bill your insurance company for you.
Low Monthly Payment Plans
We offer CareCredit because we're committed to your hearing health. CareCredit is a convenient, low minimum monthly payment program allowing you to purchase your hearing devices today. With no up-front costs, no pre-payment penalties, and no annual fees, CareCredit lets you pay over time and frees up cash and credit cards for the other things you need. It's easy with immediate approval decisions.
Better Hearing Plan
The Better Hearing Plan extends an exclusive hearing benefit offering free testing and discounted prices on hearing products to employees and their friends and family. It provides access to a relationship with the most experienced professionals in the industry, top quality patient care and exceptional technology. If you are an employer or employee of a local company that is interested in this free benefit package, please contact our practice today for more information.
Insurance
Certain insurance companies have a benefit towards the purchase of your hearing instrument. Better Sound Audiology & Hearing Aid Service will assist you in determining a benefit that can assist with the cost of the instruments and in many cases directly bill your insurance for payment. Better Sound Audiology & Hearing Aid Service participates with many providers who offer assistance toward payment of your hearing instruments.
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ChaseHealthAdvance can provide eye care patients the chance to say goodbye to their glasses and contact lenses by offering a wide variety of payment plans to make vision correction procedures affordable. We offer no interest and extended payment plans which can give patients the piece of mind knowing that they can have better vision without worrying about the costs. Plus, ChaseHealthAdvance is a patient financing product offered by a division of Chase, so you can have the piece of mind knowing that you are working with financial services provider with over 200 years of lending experience.
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LASIK and Radial Keratotomy (RK) Orthokeratology Photorefractive Keratectomy (PRK) Eyelid Surgery / Blepharoplasty Cataract Surgery IOL For more information on ChaseHealthAdvance and our financing options visit our website at www.chasehealthadvance.com. There you will find all the information on our payment plans and can apply online to receive financing for your vision correction procedure!
*No Interest Payment Plans - Purchase balance must be paid in full within the promotional period (3,6,12,18,or 24 months), all minimum payments must be made and account must not otherwise be in default during the promotional period or finance charges will be assessed on the balance due from the purchase date at the Annual Percentage Rate (APR) of 24.75% to 27.99% (depending on credit history at the time of credit approval). Length of the promotional period could be shorter depending upon the timing and amount of your payments and the type of other account balances. Extended Payment Plans - Fixed payments are required each month throughout the specified extended financing period (24, 36, 48 months) until the balance is paid in full. Finance charges will be applied to the balance due at the Annual Percentage Rate (APR) of 11.99% to 27.99% (depending on credit history and the medical specialty of the practice at the time of account funding. Exact terms will be supplied to you prior to opening your account.) The following is applicable to all plans:
Default Rate: Equal to the non-default APR for a particular plan, plus up to 10.00%, not to exceed an APR of 30.00%. Late Payment Fee: $39 Returned Check Fee:
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