Business to Customer (B2C) transactions between a company and customers who are the end-users of its products or services. Use of this API requires a valid and verified B2C M-Pesa Short code.
Lipa na M-Pesa Online Payment API is used to initiate a M-Pesa transaction on behalf of a customer using STK Push. This is the same technique mySafaricom App uses whenever the app is used to make payments
Initiate mobile Loan Disbursements.
Initiate fund withdrawal to mpesa from mobile wallets/apps.
Initiate salary/wage payment to mpesa.
Initiate refund transactions.
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