/ddd-challenge

Devs, Drinks, and Data API decisioning challenge

Devs, Drinks, and Data Challenge

Given a list of user phone numbers, pre-approve which users are eligible for loans on December 1, 2021 based on the given decisioning criteria.

Input data

The phone_numbers.txt file contains a newline-delimited list of phone numbers. These phone numbers are known to be associated with users in the pngmedemo organization.

Decisioning criteria

Users should not be approved for a loan if:

  1. The user has one or more defaulted loans in the past 90 days (relative to December 1, 2021).
  2. The user has applied for more than 3 loans in the past 90 days (relative to December 1, 2021).

Acceptance criteria

Indicate whether or not each phone number should be approved for a loan based on the above decisioning criteria. For example:

phone_number, is_approved
254789012345, true
2347014328765, false
...

Resources

  1. Pngme Dashboard (admin.pngme.com)
  2. API Documentation