/myfire-app

Financial Freedom Calculator

Primary LanguageJavaScript

Myfire.app - A minimalist Financial Freedom Calculator

Tech stack: JS React TailwindCSS

Myfire.app by Rodolfo Fanti

About

MyFire is a minimalistic financial freedom calculator that helps you determine if you can achieve early retirement or FIRE (Financial Independence, Retire Early). This simple, free, and open-source tool uses the Safe Withdrawal Rate (SWR) method to calculate your financial independence.

How It Works

  1. Enter your current net worth and expected yearly return on investment.
  2. Choose a monthly withdrawal rate (1%, 3%, or 4% SWR).
  3. The calculator projects your portfolio value over time, showing you:
    • If your portfolio will last indefinitely
    • How long your portfolio will last
    • The peak value of your portfolio and when it occurs

The calculation is based on the concept of Safe Withdrawal Rate, adjusted for 3% inflation (which is why withdrawals increase every year).

Disclaimer

This app is for educational purposes only and not financial advice. Reality is often more complex and unpredictable than these projections.

Reporting Bugs

If you find a bug or have a suggestion for improvement, please open an issue on the GitHub repository.

Credits

Created by Rodolfo Fanti

Inspired by Mr. Money Mustache

License

MIT License