XiaoNianGao 参考 https://github.com/JansonJo/mojin_competition/blob/master/notebook/concat_userinfo.ipynb https://github.com/YayoYY/2019-Paipaidai4th https://github.com/FutureHasCome/paipaidai_competition https://github.com/alwayswaime/paipaidai https://github.com/dmlan/ppd_2019 https://github.com/Excuses123/paipai