/German-Credit-Risk-Classification

Predict whether or not an applicant will be able to repay the loan

Primary LanguageJupyter Notebook

German-Credit-Risk-Classification

Context

In this dataset, each entry represents a person who takes a credit by a bank. Each person is classified as good or bad credit risks according to the set of attributes.

Content

The selected attributes are:

  1. Age
  2. Sex
  3. Job
  4. Housing (own, free, or rent)
  5. Saving accounts (little, moderate, quite rich, rich)
  6. Checking accounts
  7. Credit amount
  8. Duration
  9. Purpose (car, furniture/equipment, radio/TV, domestic appliances, repairs, education, business, vacation/others)

Algorithm vs Accuracy

Algorithm Accuracy
Random Forest Classifier 75.6%