A list of awesome Bitcoin payment processors and stories from merchants using them. Why are they awesome?
- They are either protected against financial censorship or they don't practice it.
- They process native Bitcoin transactions and don't require wallets to use the controversial payment protocol.
- They don't block payments by IPs/locations.
Self-Hosted payment processors run on your server and provide you with a full control over the entire payment process and funds. There's no third-party involvement - that significantly increases the censorship-resistance, privacy, and security for you and your customers.
Processor | Fees | Lightning | Directly to Your Wallet | Conversion to Fiat | Requirements |
---|---|---|---|---|---|
BTCPay Server | No fees | Yes | Yes | Via Payment Forwarding and Exchange Integration | 2 GB RAM, 80 GB Storage, Docker |
One Time Address | No fees | No | Yes | No | NodeJS |
CryptoWoo | $34 - $99 per year | No | Yes | No | PHP 5.6+, Wordpress 4.3+, WooCommerce 3.0+ |
BitcartCC | No fees | Yes | Yes | No | 1 GB RAM, 10 GB Storage, Docker |
LnMe | No fees | Yes | Yes | No | LND node |
Hosted payment processors run on someone else's server. This simplifies the initial setup process, but reduces the amount of control you have over the payment process.
Processor | Fees | Lightning | Directly to Your Wallet | Conversion to Fiat | Requirements |
---|---|---|---|---|---|
Blockonomics | 1% | No | Yes | Via Payment Forwarding | No |
Bittery.io | No fees | Yes | Yes | Via Payment Forwarding and Exchange Integration | No |
Payscrypt | No fees | No | Yes | No | No |
β The following processors use their own wallets for receiving payments. They not only collect data about payments, they have full control over the funds.
Processor | Fees | Lightning | Directly to Your Wallet | Conversion to Fiat | Requirements |
---|---|---|---|---|---|
Confirmo | 0.8% | No | No | Yes | Information about business / website. May require certain documents. |
CoinGate | 1% | Yes | No | Yes | Require certain documents. |
CoinPayments | 0.5% | Yes | No | Yes | On withdrawal may require a number of forms of identification and will require settlement of any outstanding amounts. |
GloBee | 1% or ($30 - $300)/mo | Yes | No | Via Luno and Uphold | Information about business / website. May require certain documents. |
OpenNode | 1% | Yes | No | Yes | May require to verify identity. Also may require to verify details or sources of funds regarding received payments. |
Strike | 1% | Only | No | No | For companies, the name of a company and a physical address. |
Coinremitter | 0.23% | No | No | No | No |
Utrust | 1% | No | No | Yes | Require certain documents. |
NOWPayments | β€0.5% | No | No | No | KYC/AML procedure applied to certain clients, wallet addresses and select assets. |
- [BTCPay Server] Blockstream: We're now accepting on-chain #Bitcoin payments
- [BTCPay Server] CheapAir: Update on Our Search for a New Bitcoin Payment Processor
- [BTCPay Server] Cryptoversity: ORIGINS, A Dramatic Story
- [BTCPay Server] Gab Says Bitcoin is The Clear Solution as βFree Speech Moneyβ
- [Confirmo (ex-BitcoinPay)] Trezor: Ever wondered how do we process your TREZOR order?
- [Blockonomics] How a Small Business in the Arctic Circle is Selling to the World
- [CryptoWoo] Keys4Coins: Seamless integration of cryptocurrency payments in WooCommerce
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To the extent possible under law, Alex Kaul has waived all copyright and related or neighboring rights to this work.