Code Challenge

The assessment proposal which we'll develop together is provide a person with the loan types suitable for her, given some variables:

We must provide the following loan types: Personal Loan. Interest Rate: 4% Collateralized Loan. Interest Rate: 3% Payroll Loan. Interest Rate: 2%

Listed below are the business rules for conceding a loan based on the person's profile:

Personal Loan Collateralized Loan Payroll
Income <= 3000 Yes Yes*** No
Income > 3000 & < 5000 Yes Yes** No
Income => 5000 Yes Yes* Yes
  • * Clients under 30 y.o.
  • ** Clients residing in SP (São Paulo state code in Brazil)
  • *** Clients under 30 y.o. residing in SP

App usage:

The application must receive the following data as input:

input
{
  "customer": {
    "name": "Erikaya",
    "cpf": "123.456.789-10",
    "age": 29,
    "location": "SP",
    "income": 3000
  }
}

For the sake of simplicity, consider we'll always receive the correct data (types and formats)

And must respond the following data:

output
{
  "customer": "Erikaya",
  "loans": [
    {
      "type": "personal",
      "taxes": 1
    }
  ]
}