Home Credit Default Risk

I have created two model which classify the loans will be repayed or not.

The data is available in kaggle by this link

Models

Model_1:

The first model is contain two different algorithm

1- LightLGB

2- Ridge

without using Optimization and Feature Selection (LOFO)

Model_2

The second model is contain two different algorithm

1- LightLGB

2- Ridge

with Optimization and Feature Selection (LOFO)