/Loan-Repayment-Prediction-using-Keras-API

Analyzing past data and predicting whether or not a defaulter will repay back the loan in future.

Primary LanguageJupyter NotebookGNU General Public License v3.0GPL-3.0

Loan Repayment

OBJECTIVE:

Given historical data on loans given out with information on whether or not the borrower defaulted (charge-off), I built a model that can predict whether or nor a borrower will pay back their loan. This way in the future when we get new potential customers,we can assess whether or not they are likely to pay back the loan.

There were lots of challlenges that I faced while preparing the data for model building. There were 300000+ records and 70+ features, so I had to remove some features which were not particularly useful. The most difficult and the most important task was to preprocess and visualize the data as that gave me an idea about the dataset before model building and evaluation.

Finally the model was built using Keras.
Dataset: https://www.kaggle.com/wordsforthewise/lending-club