Make payment transaction from a Ripple account using the private key.
Install Node
Install GIT. For windows users, during installation, choose the option to install the git bash
Open a terminal (Windows users, right click and select "open git bash here")
$ git clone https://github.com/LedgerHQ/ripple-recovery-tool.git
$ cd ripple-recovery-tool/ripple-lib
$ npm install
$ cd ..
$ npm install
Download the BIP39 tool and launch it from a secure offline computer. Type in your 24 words, select Ripple from the coin drop down list. Your private key is the first one in the table "Derived Addresses".
Reconnect to the internet then open a terminal
$ cd ripple-recovery-tool
$ node CLI-recovery-tool.js
Go to Ripple charts and type in your account to check the state of the transaction.