This project uses the Default of Credit Card Clients Dataset from Kaggle and UCI The dataset contains information on default payments, demographic factors, credit data, history of payment, and bill statements of credit card clients in Taiwan from April 2005 to September 2005. https://www.kaggle.com/uciml/default-of-credit-card-clients-dataset The goal is predict default.payment.next.month: Default payment (1=yes, 0=no) First we perform exploratory analysis, then cluster segmentation and, finally, logistic regression and decision tree for one of the clusters, as an exercise