Here a ML model is built to predict whether a borrower will be able to payback a loan or not using real world data from LendingClub.com from 2007-2010.The model uses a RandomForest classifier for prediction and an accuracy of 85% is achieved.Detailed description expaining the exact functionality and concept behind the code is avaliable in both the notebooks.
sarosijbose/Loan-Payback
Here a ML model is built to predict whether a borrower will be able to payback a loan or not using real world data from LendingClub.com from 2007-2010.
Jupyter NotebookMIT