PHP EveryPay Client (for Omnipay)

Use this package to integrate EveryPay into your PHP application using Omnipay.

EveryPay is a payment gateway currently used by:

LHV
SEB
Swedbank

The package supports the following payment types:

One-off payments
Requesting card tokens
One-click / CIT (Customer Initiated Transactions) Payments
MIT (Merchant Initiated Transactions) Payments

Usage

Install the package using composer

composer require swiftmade/omnipay-everypay

Initialize the gateway

$gateway = Omnipay::create('EveryPay')->initialize([
  'username' => '', // EveryPay api username
  'secret' => '', // EveryPay api secret
  'accountName' => '', // merchant account ID
  'testMode' => true, // set to false for production!
  'locale' => 'en', // et=Estonian, see integration guide for more options.
]);

One-off Purchase

$purchase = $gateway
    ->purchase([
        'amount' => $amount,
        'paymentType' => PaymentType::ONE_OFF,
    ])
    ->setTransactionId($orderId) // unique order id for this purchase
    ->setReturnUrl($customerUrl) // the url to redirect if the payment fails or gets cancelled
    ->setClientIp($_SERVER['REMOTE_ADDR']) // optional, helps fraud detection
    ->setEmail(''); // optional, helps fraud detection

// Use this, if you want to make the payment using a previously stored card token
// Only applicable for MIT and CIT payment types.
$purchase->setCardReference($token);

// Uncomment if you want to store the card as a token after the payment
// (Only supported with One-off payment type)
$purchase->setSaveCard(true);

$response = $purchase->send();

// IMPORTANT: Store this payment data somewhere so that we can validate / process it later
$payment = $response->getData();

return $response->redirect(); // this will return a self-submitting html form to EveryPay Gateway API

Customer Initiated Transaction (One-click payment)

$purchase = $gateway
    ->purchase([
        'amount' => $amount,
        'paymentType' => PaymentType::CIT,
    ])
    ->setTransactionId($orderId) // unique order id for this purchase
    ->setCardReference('previously stored card token')
    ->setReturnUrl($customerUrl)
    ->setClientIp($_SERVER['REMOTE_ADDR']) // optional, helps fraud detection
    ->setEmail(''); // optional, helps fraud detection

$response = $purchase->send();

// Store the payment response data if you wish.
$payment = $response->getData();

if ($response->isSuccessful()) {
   // Payment done!
} else if($response->isRedirect()) {
   // 3DS Confirmation needed!
   // Redirect the user to 3DS Page.
   return $response->redirect();
} else {
  // Something went wrong!
  // Check $response->getMessage();
}

Complete Payment (handle Gateway redirect from EveryPay)

EveryPay will redirect the user to the returnUrl once the payment is finalized. You need to validate whether the payment went through.

// Here, pass the payment array that we previously stored when creating the payment
$response = $gateway->completePurchase()
    // These values are passed back to you by EveryPay
    ->setTransactionId($_GET['order_reference'])
    ->setTransactionReference($_GET['payment_reference'])
    ->send();

if (!$response->isSuccessful()) {
  // Payment failed!
  // Check $response->getMessage() for more details.
}

// Payment succeeded!
// Here's your payment reference number: $response->getTransactionReference()

if ($card = $response->getCardToken()) {
  // You also got back a card token
  // Store this somewhere safe for future use!
}

Authorize & Capture Later

In EveryPay, when the payment will be captured is configured at the account level. If you want to authorize a payment without capturing it, then you need a Merchant Account configured accordingly.

To authorize a payment, simply substitue purchase and completePurchase methods with authorize and completeAuthorize. Then call capture to capture the funds.

// Here, pass the payment array that we previously stored when creating the payment
$gateway->authorize([
        'amount' => $amount,
        'paymentType' => PaymentType::CIT,
    ])
    ->setCardReference('previously stored card token')
    // Set all the other parameters. See previous examples ...
    ->send();

// Redirect the user to 3DS confirmation as necessary.

// When EveryPay redirects the user back, do this...
// This won't capture the payment yet, but makes sure the authorization is successful.
$authorizeResponse = $gateway->completeAuthorize()
    ->setTransactionId($_GET['order_reference'])
    ->setTransactionReference($_GET['payment_reference'])
    ->send();

// Hold on to this.. You'll use this reference to capture the payment.
$paymentReference = $authorizeResponse->getTransactionReference();

// When you're ready to capture, call:
$response = $gateway->capture([
  'amount' => $amount, // You can capture partially, or the whole amount.
  'transactionReference' => $paymentReference,
])->send();

if ($response->isSuccessful()) {
   // Payment captured!
} else {
  // Something went wrong!
  // Check $response->getMessage();
}

Security

If you discover any security related issues, please email hello@swiftmade.co instead of using the issue tracker.

Disclaimer

This package is not an official package by EveryPay AS nor by Omnipay.

License

The MIT License (MIT). Please see License File for more information.