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- Salary= Rough Salary - (EPF + Socso + tax)
- DSR = Clean Salary x 65% or 60% or 75%
- TotalLoan = DSR - (Bank Commitment)
- House Price = totalLoan x 200
- Monthly Price Limit = salary x 35%
Formula for Car Price
- carPrice = salary x 12
- downPayment = 20% x carPrice
- loanPeriod = 12 x 7
- monthlyLimit = 15% salary