bank2ynab

This project consolidates other conversion efforts into one universal tool that easily converts and imports your bank's statements into YNAB.

Development:

Testing:

What? (Features)
- Wish List
Why?
How?
Installation Instructions
- Requirements
User Guide
Known Bugs
List of Supported Banks

What? (Features)

Convert your downloaded bank statements into YNAB's input format. Here's what this script does, step by step:

Look for and parse the bank2ynab.conf. This file contains all the rules and import formats.
Look for and parse every CSV file in the configured download directory.
If the CSV file matches any of the configured formats:
1. Create a new CSV file in YNAB's CSV format with the correct columns and a blank Category column.
2. Optionally delete the original CSV file.

Wish List

add many more input formats from all the other YNAB-CSV-conversion projects.
maybe coming later: automatically download your bank statements? (uses external services; only available in some countries)
maybe coming later: automatically import the converted data into your YNAB app? (optional, default off)

Why?

There are currently more than 80 GitHub projects related to YNAB converter scripts. Clearly there's a need, but until now these solutions have been fragmented. The present project "bank2ynab" aims to focus the efforts on a common source that encapsulates a large number of bank formats. This will also provide a common basis for a solution using a variety of programming languages.

How? Contribute!

If you're "just a user":
- tell us your import format and we can create a converter - for you and for everyone else!
- use the converter provided here and give us feedback - or participate!
If you've already built a YNAB converter:
- take advantage of this project to get more import formats.
- give back to this project by sharing your existing import formats.
Add a brainstorming item as a new issue.
Join the chat over at https://gitter.im/bank2ynab/Lobby
See also: the wiki, perhaps most importantly this page about import formats.

Installation Instructions

Download this ZIP file
Note the Requirements for additional details!
When you're done, refer to the User Guide below.

Requirements

Windows or Mac or Linux
Python v3.9+ installed (download it from python.org)
Support for other scripting languages may follow. Contributions are welcome!

User Guide

Using bank2ynab is easy:

Download some bank statements from your banking website.
- Make sure to choose CSV format. Save with the default suggested filename so that the converter can find it.
- It's okay if the statements contain data that you already have in YNAB. YNAB will detect and skip these.
Check the [DEFAULT] configuration in user_configuration.conf. You only need to do this once. Specifically:
- Source Path = c:\users\example-username\Downloads Specify where you save your downloaded CSV files.
- Delete Source File = True set to False if you want to keep the original CSV you downloaded.
Check that the configuration in bank2ynab.conf contains a [SECTION] for your banking format. You only need to do this once per bank you use. If you can't find your bank in the config, tell us your bank's format and we can add it to the project.
Install the required dependencies by navigating to the bank2ynab directory in your command line and entering the following - pip install -r requirements.txt or pip3 install -r requirements.txt.
Run the bank2ynab.py conversion script to generate the YNAB-ready CSV output file. How to do this depends on your operating system:
- Windows: Open a command prompt, navigate to the script directory, and run the command python bank2ynab.
  - Pro tip: Create a program shortcut! Right-click on the bank2ynab.bat file, choose Send to and then choose Desktop (create shortcut). Now you can just double-click that shortcut!
- Linux/Mac: Open a terminal, navigate to the script directory, and run the command python3 ./bank2ynab. - Important: Be sure to use python3 specifically, and not python or python2 which is probably the system default.
Depending on your configuration, the conversion script will now import your files into YNAB automatically, or you can add the files manually:
- Automatic import (when you have provided your YNAB API access token:
  - The conversion script will now ask you which budget it should use to import your converted CSV file to (if you have multiple). It will also ask you which account inside the budget to use (if you have multiple); you'll only have to answer this question once.
- Manually drag-and-drop the converted CSV file onto the YNAB web app:
  - YNAB will detect this and offer you import options. If you had already switched YNAB to the corresponding account view, YNAB will understand that you want to import this file to this account.

Known Bugs

For details, please see our issue list labeled "Bug".

List of Supported Banks

Here is a list of the banks and their formats that we already support. Note that we have many more formats in the pipeline so the list continues to grow, and we are happy to receive requests. In alphabetical order (country and bank):

AT easybank credit card
AT Raiffeisen Bank 2018
AT Raiffeisen Bank RCM
AT Raiffeisen Bank 2019 checking
AT Raiffeisen Bank 2021 checking
AT Raiffeisen VISA
AU ANZ
AU ING
AU National Australia Bank
BE BNP Paribas Fortis old
BE BNP Paribas Fortis Export
BE KBC checking
BE KBC credit
BE Keytrade Bank
BR Banco Bradesco Checking
BR Banco do Brasil, checking
BR Inter, checking
CA TD Canada Trust, checking+Visa
CH UBS Checking account
CH UBS Checking account - Alternative 1
CH UBS Credit card
CH SwissCard
CH ZKB Erweiterte Suche
CH ZKB Finanzassistent-Chronik
CO Bancolombia
Crypto.com
CZ AirBank checking and savings
CZ Ceska Sporitelna
CZ Raiffeisen bank
DE Amazon VISA LBB
DE Commerzbank checking
DE Consorsbank checking
DE Deutsche Bank
DE Deutsche Bank Credit Card
DE Deutsche Kreditbank checking
DE Deutsche Kreditbank checking new
DE Deutsche Kreditbank credit card
DE Fiducia (Volksbank, Sparda-Bank, BBBank, PSD Bank, Raiffeisen, ...)
DE ING-DiBa
DE Kreissparkasse
DE N26
DE Ostseesparkasse Rostock checking
DE Ostseesparkasse Rostock credit card
DE Sparkasse Rhein-Neckar-Nord
DE Sparkasse Südholstein
DK Bankernes EDB Central
DK Danske Bank
DK Jyske Bank VISA
DK Nordea
DK Portalbank
Hibiscus banking software
HU Erste Bank checking
HU K&H
HU OTP
IE AIB Ireland
IE Bank of Ireland
IE First South Credit Union
IE N26
IE Ulster Bank, savings
IT RomagnaBanca Inbank
LV Swedbank
Mint
MV Bank of Maldives, checking
NETELLER
NL Bunq checking
NL bunqDesktop software
NL bunqDesktop software 2
NL ING
NL ING Checking 2020
NL KNAB
NL Rabobank
NL Rabobank-2018
NL Rabobank Credit Card
NO DNB
NO Sparebank 1 VISA
Personal Capital
PL Alior Bank
PL mBank
PL PKO BP
Revolut
SE Handelsbanken
SE Länsförsäkringar checking
SE Nordea - internetbanken.privat.nordea.se
SE Nordea - netbank.nordea.se
SE SEB Skandinaviska Enskilda Banken
SE Sparbanken Tanum
SE Swedbank
SE Swedbank 2019
SE Swedbank 2020
SG OCBC Bank
SG OCBC Bank Credit Card
SG POSB savings
SK Tatra Banka
SK VUB
UK Co-operative Bank
UK Monzo checking
UK Barclaycard credit card
UK Barclaycard Business Credit Card
UK first direct checking
UK John Lewis Partnership Card (Pre-2022 Format)
UK John Lewis Partnership Card (NewDay Format)
US Bank of America
US Bank of America Credit Card
US BB&T
US Chase Credit Card 2017
US Chase Credit Card 2019
US Schwab Checking
US Schwab Savings
US TB Bank
US USAA

Disclaimer: Please use at your own risk. This tool is neither officially supported by YNAB (the company) nor by YNAB (the software) in any way. Use of this tool could introduce problems into your budget that YNAB, through its official support channels, will not be able to troubleshoot or fix. See also the full MIT licence.

wooter/bank2ynab