This data set contains 113,937 loans with 81 variables on each loan, including loan amount, borrower rate (or interest rate), current loan status, borrower income, and many others
In the exploration i found that there is a negative correlation between Borrower Annual Percentage Rate and Loan amount, The higher the loan amount, the lower the borrower annual percentage rate and vice versa. The distribution of APR looks multimodal. A small peak centered at 0.1, a large peak centered at 0.2. There is also a small peak centered 0.3. Additionally, there is a large shape peak between 0.35 and 0.36.
There is a strong positive relationship between borrower annual percentage rate abd borrower interest rate, the higher the higher the borrower interest rate, the higher the borrower annnual percentage rate and vice versa.
A higher proportion of low-scoring borrowers than high-scoring borrowers. This indicates that a large percentage of Prosper's loans are high risk loans. This can be related to the fact that the most loan category collected by prosper borrowers is Debt Consolidation
BorrowerAPR disttibution takes on a multimodal shape because it has three or more peaks with the higest occuring around 36%
Loan Original Amount in the dataset plotted on a logarithm scale takes on value from around $1,000 𝑡𝑜 𝑎𝑟𝑜𝑢𝑛𝑑 30,000. The distribution of Loan amount takes on a multimodal shape with the highest peak around $4,000
A higher proportion of low-scoring borrowers than high-scoring borrowers. This indicates that a large percentage of Prosper's loans are high risk loans
A negative correlation exist between Borrower APR and Loan Original Amount. Higher loan amont results in a lower borrower rate and vice versa